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I called the State Department of Insurance yesterday. Apparently, adjusters have to get licensed just like agents do. There is an existing complaint process, and the forms for initiate it are being mailed to me. I am still on the fence, as it were, about actually filing them.
Will I be causing more grief for myself and my family? Will I succeed in getting the idiot adjuster's license suspended? Don't know. While this route has the distinct advantage over and above simply pursuing litigation that it won't cost nearly as much to start-if anything, I won't know until I get the forms--there's more to the price to be paid than the up-front check.
The guy has lied to me over matters of fact and timing on at least two seperate occasion. At lest one of those lies was more than just a disappointment and an inconvenience, it substantially altered events that my family has had to endure. I have more than sufficient grounds to say that I firmly believe he has dealt with me in bad faith; some of it is matters of omission, but some are overt acts of conscious decision on his part.
The really frustrating part is that we are about 95%+ of the way through this thing, and it seems like that last incremental 5% is going to take more time, money, and effort to get through than the preceding 95%.
*sigh*
Such is life, I suppose.
The bigger question is what is the insurance companies reaction to my simply having taken this route going to be? Will they, as a matter of policy and practice, become even more recalcitrant in their dealings? Will they get to be so "by the book" that they grind this out in effort to wear me down? Or will they see the error of their ways (after all, the adjuster is their rep to me in this), and take a positive, proactive approach to remedy the issues at hand and bring this to satisfactory closure as soon as practically possible?
Or will they just sue me into the ground?
Yeah. Right.
And people wonder why I have trouble sleeping.
I am writing this mostly just to get it out of my head. I am honestly still undecided on the course to take, but at least this way I can get all my worries in front of me, in black and white, and thereby make them both a little less of an unknown and a little more tangible.
Some people do daring deeds of bravado to get that adrenaline rush, that ego boost, that thrill of being alive.
Me? I worry.
Will I be causing more grief for myself and my family? Will I succeed in getting the idiot adjuster's license suspended? Don't know. While this route has the distinct advantage over and above simply pursuing litigation that it won't cost nearly as much to start-if anything, I won't know until I get the forms--there's more to the price to be paid than the up-front check.
The guy has lied to me over matters of fact and timing on at least two seperate occasion. At lest one of those lies was more than just a disappointment and an inconvenience, it substantially altered events that my family has had to endure. I have more than sufficient grounds to say that I firmly believe he has dealt with me in bad faith; some of it is matters of omission, but some are overt acts of conscious decision on his part.
The really frustrating part is that we are about 95%+ of the way through this thing, and it seems like that last incremental 5% is going to take more time, money, and effort to get through than the preceding 95%.
*sigh*
Such is life, I suppose.
The bigger question is what is the insurance companies reaction to my simply having taken this route going to be? Will they, as a matter of policy and practice, become even more recalcitrant in their dealings? Will they get to be so "by the book" that they grind this out in effort to wear me down? Or will they see the error of their ways (after all, the adjuster is their rep to me in this), and take a positive, proactive approach to remedy the issues at hand and bring this to satisfactory closure as soon as practically possible?
Or will they just sue me into the ground?
Yeah. Right.
And people wonder why I have trouble sleeping.
I am writing this mostly just to get it out of my head. I am honestly still undecided on the course to take, but at least this way I can get all my worries in front of me, in black and white, and thereby make them both a little less of an unknown and a little more tangible.
Some people do daring deeds of bravado to get that adrenaline rush, that ego boost, that thrill of being alive.
Me? I worry.
